3YearLoans Reviews 

299
•
TrustScore 3 out of 5

2.9

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Rated 1 out of 5 stars

Everyone there gave me the run around. Was not able to get loan and the asked for every single personal detail. This is a complete scam so no matter how desperate you are don't give them personal info... See more

Rated 5 out of 5 stars

I applied online. And before I could finish I was contacted by one of 3Year Loans reps. I regret I have forgotten his name. But he was very polite and kind. Even though I was turned down. I needed t... See more

Rated 2 out of 5 stars

Was so happy. Had calls from 3 separate representatives. I was praising God for helping us through the mirage of medical bills & credit card bills (caused by medical needs) we were facing. Anll seemed... See more

Rated 4 out of 5 stars

My credit is not the best, but I was able to get a consolidation loan with no prepayment penalty. This is exactly what I was hoping for. The only concern I had is with the interest rate, but with the... See more

Company details

  1. Business Services

Information provided by various external sources

At 3YearLoans getting matched to a personal loan is safe, fast and easy. The Millionaire Matchmaker has nothing on us! Let us help you make the right decision for you! Learn more about how we help thousands of people get the financing they need each and every day!


Contact info

2.9

Average

TrustScore 3 out of 5

299 reviews

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2.9

All reviews

(299)

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Rated 1 out of 5 stars

Will never try again!

This has to be the most stupidest website ever! I entered my information was matched with a lender (no matched means they can help based on the information provided). This was not the case I was made to feel embarrassed and will never do this again.

21 August 2015
Unprompted review
Rated 3 out of 5 stars

interest rates too high

The site was easy to operate and a decision was quick. If the rate had been 15-19percent I would have taken the loan. 32-34 is too high even for people with bad credit. Thanks but no thanks

21 August 2015
Unprompted review
Rated 5 out of 5 stars

Unbelievable easy

I was surprized of how easily and smoothly i recieved my loan. No other lender can compare

21 August 2015
Unprompted review
Rated 3 out of 5 stars

Too good to be true

Willing to take plunge with sharing lots of personal information EARLY on, only to find out from lender that debt to income ratio not acceptable. That was the whole reason for looking for a personal loan, and paying back over 2-3 year duration. Uneasy with sharing all that personal info on initial application.

20 August 2015
Unprompted review
Rated 1 out of 5 stars

False advertising

This site directed me to a payday loan. Nothing with a 3 year loan.
Very disappointed.

20 August 2015
Unprompted review
3YearLoans logo

Reply from 3YearLoans

Since we are just a loan matching service, we handle the authenticity and legitimacy of your information via our application for our lenders and try to get you approved through our network. We do not handle the decision making when it comes to any approvals, amounts, or denials for any loan offer. That is the decision based solely on the direct lenders. The terms will always vary by your individual application, lender policy, and state restrictions.

Many consumers will only qualify for short-term lending products.

Rated 4 out of 5 stars

personal loan

You should make sure to help people with bad credit like me I want to get all my payments together into one but two of my bad credit is not good I will like a loan

20 August 2015
Unprompted review
Rated 5 out of 5 stars

Outstanding service

Bring a senior, I have used many websites over many years for many different services. This website and the entire process was totally painless. I breezed through the application and approval process and received my funds less than 24 hours later.

20 August 2015
Unprompted review
Rated 5 out of 5 stars

Very easy process!

I was amazed at how easy it was to obtain a loan. The process was fast and easy! The only drawback is that the interest rates for these loans are very high. Overall experience was great!

19 August 2015
Unprompted review
Rated 3 out of 5 stars

Disappointment

Easy app bit reading about you guys and you say that you all help people like me get loans...then quess what...you dont. So was disappointed because what I was asking for would've cleared up your alls reason for not approving. Find that very ironic

18 August 2015
Unprompted review
3YearLoans logo

Reply from 3YearLoans

Since we are just a loan matching service, we handle the authenticity and legitimacy of your information via our application for our lenders and try to get you approved through our network. We do not handle the decision making when it comes to any approvals, amounts, or denials for any loan offer. That is the decision based solely on the direct lenders. The terms will always vary by your individual application, lender policy, and state restrictions. Terms are also provided to you by the lender directly if you are approved and they choose to present you a loan offer. We do not guarantee approval on loans or for the amount you desire.

Rated 1 out of 5 stars

not satisfied

Didnt enjoy ..i have decent credit and i make all payments on time for years and still couldn't get help!!

17 August 2015
Unprompted review
3YearLoans logo

Reply from 3YearLoans

Since we are just a loan matching service, we handle the authenticity and legitimacy of your information via our application for our lenders and try to get you approved through our network. We do not handle the decision making when it comes to any approvals, amounts, or denials for any loan offer. That is the decision based solely on the direct lenders.

Rated 2 out of 5 stars

I got turn down loans.

I dont understand that they say no matter how are you get bad credit or good credit. i will get loans no matter what.

14 August 2015
Unprompted review
3YearLoans logo

Reply from 3YearLoans

We do not make guarantee claims. Not all consumers will qualify for a loan.

Since we are just a loan matching service, we handle the authenticity and legitimacy of your information via our application for our lenders and try to get you approved through our network. We do not handle the decision making when it comes to any approvals, amounts, or denials for any loan offer. That is the decision based solely on the direct lenders.

Rated 5 out of 5 stars

Great service

3 year loan had great service n great customer service skills from their employees. Thx sgsin for your help Florence Fizer

13 August 2015
Unprompted review
Rated 1 out of 5 stars

Really bad

They didn't gave me a reason why they didn't loan me the loan

13 August 2015
Unprompted review
3YearLoans logo

Reply from 3YearLoans

Since we are just a loan matching service, we handle the authenticity and legitimacy of your information via our application for our lenders and try to get you approved through our network. We do not handle the decision making when it comes to any approvals, amounts, or denials for any loan offer. That is the decision based solely on the direct lenders.

Rated 5 out of 5 stars

Great service!!

From start to finish, including timinformation for the deposit, all went well and quickly. Less than 24 hours and all is complete. Great service. Thanks

11 August 2015
Unprompted review
Rated 5 out of 5 stars

Easiest loan I ever received

I have gotten loans over the years with lots of different companies. This was thus far the easiest and quickest loan I have ever applied for. I was approved for more than I needed and money was placed in account before the date I was told. This is a great company to do business with. Thanks very much and it has certainly been a pleasure.

10 August 2015
Unprompted review

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