365 Finance Reviews 

1,132
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Looking at 318 reviews, reviewers overwhelmingly had a great experience with this company. Consumers frequently praise the exceptionally fast and efficient funding process, noting that account managers are always extremely helpful, professional, and quick to respond to any questions. People highlight how simple and stress-free the entire application is, with clear communication making everything straightforward from start to finish. Some reviewers were not happy with the service, mentioning confusing experiences and contradictory information provided by different team members during their applications. A few customers felt ignored and experienced a lack of clear support when trying to resolve their specific funding concerns.

What people talk about most

Staff

Consumers find staff to be exceptionally helpful and professional, consistently praising individual team... See more

Service

Clients share positive opinions on service, highlighting fast and reliable funding support. Reviewers... See more

Customer service

Customers report great satisfaction and positive experiences with customer service, praising staff for being... See more

Response time

Reviewers highlight positive aspects of response time, reporting exceptionally fast turnaround and efficient... See more

User experience

Users describe positive interactions with user_experience, highlighting a quick, straightforward, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

"Flutra is amazing! I've been with 365 for seven years, since 2019, and they've been instrumental in supporting all my businesses. Whenever we've needed funding, they've been there - we've grown f... See more

Rated 5 out of 5 stars

The ease and speed of application is unmatched. As a small business owner it's really important to be able to access small loans from time to time for cash flow and operations. Having dealt with a num... See more

Rated 5 out of 5 stars

Great company always there when you need them, hassle free and on top of it all get somebody like Flutra Islami who is extremely polite and makes life easy well done to 365 for having her as part of... See more

Company replied

Rated 5 out of 5 stars

Matt Brentley was our contact and I have to say from start to finish he was great. All information was clear and straight to the point which I really appreciate. He was quick with answers and reassure... See more

Company replied


Company details

  1. Non-Bank Financial Service

Written by the company

Apply today and get approved within 24 hours. Repayments are flexible and based on your card sales. Our business cash advances are, fast, flexible and hassle free.

Our mission

A flexible alternative to bank loans

We pride ourselves on offering a better, more flexible alternative to bank loans. Our business cash advances come with no admin fees, hidden extras or APR's (Just one simple all-inclusive cost)

Contact info

4.9

Excellent

TrustScore 5 out of 5

1K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 20% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.9

All reviews

(1,132)

317 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Brilliant service by Flutra

I have been with 365 for a number of years and once again I was delighted in my dealings with Flutra. Professional, efficient and friendly service as always.
I look forward to a long and fruitful relationship.

16 February 2026
Unprompted review
Rated 5 out of 5 stars

Jake was HUGELY helpful.

Jake was HUGELY helpful.
I would absolutely recommend 365businessfinance.. their staff are very easy to communicate with, no real waiting times and the funds I required were with me within 24 hours.

Jake was a great help throughout and understood the complications of running a family business.
10/10

15 January 2026
Unprompted review
Rated 5 out of 5 stars

365 are amazing especially Lauren

365 are amazing especially Lauren
We got offerd the loan at 3 pm
And the funds were in my bank 645pm
Absolutely great service as I needed funds to upgrade my kitchen equipment highly recommended

Mr ibrahim

10 February 2026
Unprompted review
Rated 5 out of 5 stars

"Flutra is amazing

"Flutra is amazing! I've been with 365 for seven years, since 2019, and they've been instrumental in supporting all my businesses. Whenever we've needed funding, they've been there - we've grown from a small business to a national company with properties, hotels, and restaurants across the country.
I must say, 365 stood by us during the tough times, especially during Covid.
When we struggled to make payments, they worked with us to create a manageable plan, no stress attached.
Flutra, in particular, has been a huge help - she always makes understanding terms and conditions easy for me.
Thanks to 365 and Flutra's support, we've achieved what we have today."

2 February 2026
Unprompted review
Rated 5 out of 5 stars

Ramiel Lockett is an excellent line…

Ramiel Lockett is an excellent line manager who is consistently kind, supportive, and helpful. He has a strong ability to simplify complex deals, which has made my work much easier and more efficient. I have found him to be extremely sincere and highly focused on every deal he handles.
What truly stands out is his availability and dedication—even outside office hours, he is always reachable for advice and support. He is very customer-focused and works exceptionally well with BDMs, always ensuring smooth communication and positive outcomes. Ramiel is a dependable leader and a pleasure to work with.

1 February 2026
Unprompted review
Rated 5 out of 5 stars

A powerhouse partnership between AAJJ Consultants and 365 Finance

​"Over the last three years, AAJJ Consultants has worked closely with Fred Upjohn at 365 Finance, and the results have been outstanding. Fred has been instrumental in onboarding over 200 clients for us, consistently proving his efficiency and strategic mindset.
​Fred’s ability to package deals effectively is second to none, and he frequently goes the extra mile to ensure our clients reach a successful close. He treats our business needs with the utmost priority, ensuring all parties are supported in a timely, professional manner. He is a vital partner to our team at AAJJ Consultants."

5 February 2026
Unprompted review

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