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SoLo Funds Reviews 

2,822
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Considering 1,379 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the fast funding process, noting that money becomes available almost immediately when facing unexpected emergencies. Everyday users find the mobile application extremely easy to navigate, mentioning smooth communication and efficient assistance from lenders. Some reviewers were not happy with unexpected charges, mentioning extra fees and difficulties during the repayment process. A few other people also felt that transfer issues, system glitches, and withdrawal errors made managing their borrowed money quite frustrating. Several others noted instances where unexpected technical complications or double charges left them dissatisfied with the overall payment platform.

What people talk about most

User experience

Clients share positive opinions on user experience, highlighting a quick, straight-forward process and easy... See more

Service

Reviewers mention positive feedback about service, highlighting quick funding options and an efficient loan... See more

Payment

Customers had ambiguous experiences with payment. Many reviewers praised the fast funding and easy repayment... See more

Application

Users describe positive interactions with application, highlighting it as a useful and reliable tool when low... See more

Customer service

Customers consistently note positive experiences with customer service, praising lenders and communication by... See more

Reviews shaping this summary

Rated 5 out of 5 stars

SoLo Funds is truly a gem for people who need a community to support them in a time of need. I needed my funds to help start a payment plan for emergency medical equipment. I was fortunate enough to h... See more

Company replied

Rated 5 out of 5 stars

Absolutely tremendous support from the lenders. Quick and effortless communication as well as user friendly site. I’m thrilled to have found Solo and will definitely recommend to others in need of fu... See more

Company replied

Rated 5 out of 5 stars

Quick easy payback terms and the loan was funded almost instantly. My score wasn't even up to about 55 when I started one time brought me up to 60 something which is great. A great little funding sour... See more

Company replied

Rated 5 out of 5 stars

Super easy to borrow what u need. You have to pay a small tip usually and the application is easy to use. However you have to usually pay the amount back by 2 weeks however u have up to 30 days it say... See more

Company replied


Company details

  1. Alternative Financial Service
  2. Non-Bank Financial Service

About SoLo Funds

Written by the company

SoLo is the leading community finance platform focused on working class communities. Our members borrow on their own terms and lend to make industry leading returns or a social impact.

SoLo has over +3 million users, +2 million loans funded with 82% of its members being from underserved zip codes. As one of the few certified Benefit Corporations in financial services, SoLo has emerged as the new financial service leader on pace to deliver $1B back into working class communities by Q1 ‘26.

The traditional financial system has failed our communities, excluding them from returns and access to short term cash. SoLo created something different, something more human. They went back to the basics, creating a community where people could support each other financially. SoLo calls this community finance.


Contact info

Promotion box for SoLo Funds

The #1 Community Finance App

Where you borrow, lend & bank on your terms. The peoples choice.

4.6

Excellent

TrustScore 4.5 out of 5

3K reviews

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4.6

All reviews

(2,822)

1,333 reviews in the last 12 months

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Rated 5 out of 5 stars

What made my experience great with solo…

What made my experience great with solo is the loan is a great app to pay on a bill

13 September 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We’re glad SoLo was able to help you take care of a bill when you needed it. We appreciate you being part of the community and are happy to have been there when it mattered.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Thanks for a great user experience.

Thanks for a great user experience.

12 September 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Leslie,

Thank you for taking the time to share your positive experience with us. We're pleased to hear that Solo made a difference for you. Your satisfaction is our top priority, and your review reaffirms the hard work we put in every day.

We look forward to seeing you again soon.

Thank You,
SoLo Community Expert

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Nice way to get a loan for the expected

My request for help was only posted a couple of hours and immediately was offered the loan. This is a creative way to get funds and I will definitely be back in the future when I have unexpected expenses like this time or emergencies

13 September 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Tammy,

We’re glad your loan request was funded quickly and that SoLo could be there when an unexpected expense came up.
We appreciate you recognizing the community-powered approach and look forward to supporting you again when you need a hand.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Saved my life🙏🏻

12 September 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Francesca,

Thank you for your positive feedback. We're thrilled to hear that Solo met your financial needs.

Your feedback is invaluable to us and plays a crucial role in helping us enhance our offerings. We look forward to the opportunity to serve you again.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Quick easy payback terms and the loan…

Quick easy payback terms and the loan was funded almost instantly. My score wasn't even up to about 55 when I started one time brought me up to 60 something which is great. A great little funding source. :-) thank you

12 September 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We’re glad you found the process quick and easy, and that your SoLo Score improved along the way.
It’s great to hear SoLo has been a helpful funding option when you’ve needed it.
We appreciate you being part of the community!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

The process was very easy and very…

The process was very easy and very fast. I needed groceries. We all know groceries are very expensive. All I needed was an extra 100.00 to get some groceries.

11 September 2026
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Reply from SoLo Funds

Dear Cindy,

We’re glad SoLo could be there when you needed a little extra help with groceries!
We know everyday expenses can add up quickly, and we’re happy the process was easy and fast for you.
Thank you for being part of the SoLo community!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Absolutely tremendous support from the…

Absolutely tremendous support from the lenders. Quick and effortless communication as well as user friendly site. I’m thrilled to have found Solo and will definitely recommend to others in need of funding.
A big THANK YOU to all my lenders!!!

3 September 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Shanna,

We’re thrilled to hear you had such a positive experience with our lenders and found the communication and platform easy to use.
We’ll be sure to share your appreciation with the community.
Thank you for choosing SoLo and for recommending us to others!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

I felt that the lenders cared about my…

I felt that the lenders cared about my situation. Communication by email was great.

8 September 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Pamela,

We’re glad you felt supported by the lenders in our community and that our email communication was helpful.
That sense of care and connection is what makes SoLo special.
We appreciate you being part of the community!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars
SoLo Funds logo

Reply from SoLo Funds

Hello,

We’re glad you like the layout and concept behind SoLo. We appreciate you being part of our community!

Thank You,
SoLo Community Expert

Rated 4 out of 5 stars

Overall experience was nice

Overall experience was nice. Loan grade started a little low! App was easy to use. Easy to pay back loan.

8 September 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Sam,

We’re glad you found the SoLo app easy to use and repayment straightforward.
We appreciate your feedback on the starting loan grade and are happy your overall experience has been a positive one.
Thanks for being part of the SoLo community!

Thank You,
SoLo Community Expert

Rated 4 out of 5 stars

I have to say over all quick

I have to say over all quick, straight forward process. The only reason, I dont give it five stars, the fees and tips are almost, too much .. But the convenience and speed. Keep me coming back .

5 April 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Brent,

We’re glad you’ve found the process quick, straightforward, and convenient. Please note that all tips and donations are optional and the Borrower sets the terms they are comfortable with.

We’re grateful that the speed and convenience have made SoLo a helpful option for you!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

09/07/26

Really great love it would recommend

7 September 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Veronica,

Thank you for your wonderful review! We're delighted to know that you loved using Solo.
Our team works hard to ensure our product meets your expectations, and it's great to hear that we succeeded.

We look forward to serving you again.

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Great site. Honest, they do what they say!

Very easy site to use. Great notifications. Helped me so much. I would definitely recommend to anyone in a bind financially!

5 September 2026
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Reply from SoLo Funds

Dear Cynthia,

We’re glad you found SoLo easy to use, appreciated the notifications, and that we could be there when you needed a little extra support.
Your recommendation means a lot to us!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

This is the best app to use if you’re…

This is the best app to use if you’re ever low on funds and need a couple of extra dollars right away!

5 September 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Claudia,

We’re glad SoLo could be a helpful option when you needed a little extra financial support.
We appreciate your recommendation and are grateful to have you as part of the SoLo community!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

This app is absolutely amazing and…

This app is absolutely amazing and truly helpful easily approved after Solo Score went to 55

4 September 2026
SoLo Funds logo

Reply from SoLo Funds

Dear AG,

We’re so glad SoLo has been helpful. Keep improving your SoLo Score to access more funds.
We appreciate you being part of the community!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Awesome app once you get started with…

Awesome app once you get started with your first loan and show that you could pay each loan off your loan request get fulfilled, faster, and faster so just be honest pay the people and you’ll have no problems getting loans

9 August 2026
SoLo Funds logo

Reply from SoLo Funds

Dear David,

We’re glad you’ve found that building a positive repayment history can help make the borrowing process smoother over time.
We appreciate your encouragement to be responsible within the community and are happy to have you with us!

Thank You,
SoLo Community Expert

Rated 4 out of 5 stars

Quick and easy to use

Quick and easy to use. Very convenient.

5 September 2026
SoLo Funds logo

Reply from SoLo Funds

Dear Ryan,

We’re glad you found SoLo quick, easy to use, and convenient. We appreciate you being part of the SoLo community!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

It's quick and obviously a great…

It's quick and obviously a great community

4 September 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

We’re glad you found the process quick and experienced the supportive community that makes SoLo special.
We appreciate you being part of our community!

Thank You,
SoLo Community Expert

Rated 5 out of 5 stars

Great App

Great App, Awesome People! nice to see helping hands these days.

4 September 2026
SoLo Funds logo

Reply from SoLo Funds

Hello,

Thank you for your wonderful review! We're delighted to know that you loved using Solo. Our team works hard to ensure our product meets your expectations, and it's great to hear that we succeeded.

We look forward to serving you again.

Thank You,
SoLo Community Expert

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