Ally Financial Reviews 

1,683
•
TrustScore 1.5 out of 5

1.6

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Review summary

Created with AI, based on recent reviews

Evaluating 465 reviews, most reviewers were let down by their experience overall. Consumers frequently complain about extremely poor customer service, noting frustratingly long hold times, unhelpful representatives, and difficulties reaching someone who can actually resolve issues. Many people also experience persistent problems with payment processing errors, unexpected website bugs, and confusing online systems when attempting to manage their daily loan finances. Some reviewers were happy with their overall banking experience, praising the helpful financial features and smooth digital platform options available. A few other customers mentioned receiving great personal support and finding the overall banking services to be a truly positive game changer.

What people talk about most

Payment

Reviewers express deep dissatisfaction regarding payment processing, noting that systems often fail and... See more

Customer service

Customers had negative experiences with customer service, reporting long wait times, unhelpful... See more

Service

Reviewers highlight negative aspects of service, describing experiences with untrained specialists and slow,... See more

Staff

Users describe negative interactions with staff, frequently reporting that customer service representatives... See more

Customer communications

Customers consistently note negative experiences with customer communications, pointing out that it is... See more

Reviews shaping this summary

Rated 2 out of 5 stars

Their customer service is suspect. Mom and I have tried to add our 18-year-old twins to one of our 5 established checking accounts. Ally quickly accepted my daughter as a joint owner of an account,... See more

Rated 2 out of 5 stars

Happy with the savings yield, less happy with the customer service. My account was suspended for 6 months without notification. I am pretty sure customer service is outsourced. I have repeatedly h... See more

Rated 2 out of 5 stars

At one time, Ally had an excellent customer service department. Unfortunately, that time has passed. It is apparent that Ally now outsources their customer service representatives. In trying to sol... See more

Rated 1 out of 5 stars

8 out of 10 times when I try to pay my car note something is wrong with the website and I can't pay. I tried chatting with a bot and it said their chat was glitching too. Jeez, I just don't understand... See more


1.6

Bad

TrustScore 1.5 out of 5

2K reviews

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No recent history of asking for reviews

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Hasn’t replied to negative reviews

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1.6

All reviews

(1,683)

463 reviews in the last 12 months

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Rated 5 out of 5 stars

Best thing out there!!! Amazing!!!

Ally bank is the absolute best thing we ever did. We have been trying to save for years and it’s now made it so easy and watching our savings account grow is amazing! It helps so much to have it all separate from our regular checking account so it’s not so tempting to spend it all! Never seen the likes with the amount of interest u get each month and the customer service is out of this world! We couldn’t get logged in one time so we contacted customer service and they told us exactly what the problem was. Not some foreign person we couldn’t understand! The whole thing feels to good to be true!!! A family member recommended ally bank and we couldn’t be more happier with it! Wish we would have started this years ago!!!! I have recommended it to all my family and friends!!

12 June 2026
Unprompted review
Rated 3 out of 5 stars

disappointed

overall, I like the banking application set up goals in checking and savings The issue I have is you cannot add an authorize user i have tried 4 times following all requirements and still get told the same repeated requirement called their customer service did not get anywhere so I gave up. planning on closing my accounts
and going with SOFI or Capital one

6 April 2026
Unprompted review
Rated 5 out of 5 stars

I love Ally Banking

I love Ally Banking. I set up a new account in minutes and was able to deposit checks, send Zelle and collect interest in my savings. I have no complaints at all. My debit card was delayed in the mail and they shipped another out quickly. My only recommendation is to have virtual cards ready when setting up a new account

30 October 2025
Unprompted review
Rated 1 out of 5 stars

customer service is horrible

customer service is horrible. They have sent everything to India. What takes my other banks 1 day to do now takes 5-7 business days for Ally to day. Will be looking for another bank.

11 June 2026
Unprompted review
Rated 1 out of 5 stars

Not really an Ally to my wife and I.

It is a shame that it is advertised we are your ally has been anything but to me and my Wife. Where we had a number of accounts. I closed most of them and down to just 2.

Thanks goodness your investing portion of your business still very good and customer friendly cause if I could move my investment accounts I would.

28 May 2026
Unprompted review
Rated 5 out of 5 stars

Everything is just so easy with ALLY

Everything is just so easy with ALLY. Transfers, simple, easy, quick. Anytime I have had to call ALLY, EVERY representative has been super easy to speak to, very knowledgeable.
I recommend ALLY to everybody.
(Its an easy sell)

12 June 2026
Unprompted review
Rated 1 out of 5 stars

I was supposed to get $100 bonus for…

I was supposed to get $100 bonus for using their robo portfolio tool. followed all the instructions, gave it an extra month, still haven't rcvd it. talked to customer service and they agreed i have met all the requirements but now thye need to open a ticket and it takes 30 effing days to resolve..... wtf hurry up you assholes

12 June 2026
Unprompted review
Rated 5 out of 5 stars

Growth

I respect that the company makes a significant effort to grow. The service is smooth and efficient. I recommend the bank to my friends because I have had a good experience with them so far.

11 June 2026
Unprompted review
Rated 5 out of 5 stars

I love having a bank outside of my…

I love having a bank outside of my traditional banking to save money that’s out of sight and building on its own with its high yield savings benefits. I tell my friends about Ally and how easy it is to use! I have to thank my financial advisor for letting me in on your services!

12 June 2026
Unprompted review
Rated 1 out of 5 stars

This bank sucks

This bank sucks . Zelle payments take forever to post . Debit card take forever to come . Transfers take forever to come . I will not recommend to anyone

11 June 2026
Unprompted review
Rated 3 out of 5 stars

No longer my Ally!

I have been an Ally customer for many years. I chose Ally because they offered the top savings rates across the board for both money market and CD products. Ease of their online tools and ability to connect with a live agent in typically less than 5 minutes was always a plus!!!

Unfortunately, I have shifted my savings assets to other financial institutions over the past several months due to Ally no longer offering competitive rates. I will continue to monitor their saving products and may return to Ally being my number 1 bank if and when their products offer superior investment opportunities.

12 June 2026
Unprompted review

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