Scratchpay Reviews 1,872

The plan is easy to apply for and offers a really affordable option when needing to care for our fur babies. I'll more than likely be using Scratchpay again.

Thank you for the help! When I needed it you helped and I hope you help again just in case my dog or cat or animal gets hurt! I was a loyal customer and paid every single bill on time thank you for the help and support again please try more to grow and make it easier for others to help there animals to get the right surgery don't make it difficult for them all! Animals deserve to get the right treatment at the right price too thank you and God bless to you!!! My payments are complete for my dog!!

Quick approval, speedy payment, and 0 penalty for early payoff. 10/10 will use this again if the need arises.

I have been using scratchpay for about a year now. I wish more vets would use this payment method. Super simple and I have better success getting approved for Scratchpay than CareCredit. I have two old senior dogs which mean many expensive visits to the vet. Thank you SP! Do not change, your program is great.

While I appreciate the loan, I did not like how the payments were not broken up in such a way as to avoid a finance charge. I was given 6 months at 0% but the payments were broken up into 12 payments. When I tried to set up auto payments at a higher amount to accomplish paying it off in 6 months, the system would (as well as a customer service representative) would not allow me to do so. I had to remember to go into the system each month and make a higher payment.

Easy setup and convenient to help with vet bills that are way too high.

I really needed help with an emergency vet visit. The process was very easy and fast. I was really pleased with the service. Thank you so much.

Michele Wittenauer

Thankyou for scratchpay its been a great experience! I will use in the future!

Scratchpay made a very difficult time a little easier for our family. After our dog passed away, we were suddenly faced with an unexpected veterinary bill for the care he received leading up to that moment. The application process was smooth, seamless, and very user-friendly. It was a huge relief not having to worry about paying such a large bill all at once while we were grieving. We really appreciated having that option available when we needed it most.

Very easy application process, with an answer right away. Scratchpay helped my animal which makes for an awesome experience.

Easy to use, quick response, 6 months no interest.

Scratch plan was a lifesaver. My dog needed dental treatment and I would not have been able to pay the total bill. Scratchpay offered fast and convienient options so I could get my pet the treatment he needed.

I have never had a problem with Scratchpay. When emergencies happen you have always came through for me. Thank you.

The ease of a plan is great! O ly use it when we need it. Paid off everytime so we can use again. Now the payments have changed or I didn't utilize it the right way. I over paid and it let me skip a month because I was ahead.

In a difficult moment with the loss of our dog, Scrachtpay helped us and it's priceless! Thank you very much!

The loan ran exceedingly smooth, the loan itself was simple and easy to apply for.

There were problems before but, those seem to have been fixed. Now, it's good, much easier to work with. Plus, when I needed some help to look after my two cats, Scratchpay was available to me.

I am curious though if my efforts here will reflect at all on my "credit rating" as issued by others. Please know that I am trying.

ScratchPay was a literal life saver, when I needed them in a major medical emergency they were there for me and took all the pressure off of my mind and let me make a very difficult decision with out financial constraints.
Thankfully they were there in my time of need and desperation, quickly approving my plan and at a reasonable interest rate and manageable payments.
I hope I never need them again but if I do I am glad I can count on them to be there for me.

Very thankful for the help paying this emergency!!