Hampshire Trust Bank (HTB) Reviews 2,491

TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 384 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the ease of use of the website and the straightforward account opening process. Many people appreciate the efficient service, particularly regarding ISA transfers and the quick handling of queries. The overall user experience is consistently described as positive, with clear instructions and good online navigation. However, some customers also noted issues with communication, particularly concerning emails about funding ISAs when transfers were already in progress. A few people found the website confusing in certain areas, and some experienced difficulties with customer service, including unhelpful responses or problems with authentication codes.

What people talk about most

User experience

Customers had positive experiences with user experience. Many reviewers found the process of opening an... See more

Website

Reviewers mention positive feedback about the website. Many customers found the online process easy to... See more

Customer service

Reviewers highlight ambiguous aspects of customer service. While many customers praise the great... See more

Service

Clients share positive opinions on service, highlighting quick responses, good communication, and efficient... See more

Payment

Users describe ambiguous interactions with payment. While some customers found it easy to open and fund... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Easy to set up a new ISA account with HTB and arrange the transfer of an old ISA into the new ISA. Just one slightly confusing step where you have to nominate all or some of pre-existing ISA where the... See more

Company replied

Rated 4 out of 5 stars

My only gripe is when you give one provider fifteen days notice authorisation to transfer your maturing ISA. Then it's not done on the maturity date. It can be a week to ten days before the funds tran... See more

Company replied

Rated 4 out of 5 stars

I wanted to transfer an I.S.A. from Close Brothers to HTB. I filled in the application correctly online and then the only correspondence from HTB was numerous emails asking me to fund my ISA. I was o... See more

Company replied

Rated 4 out of 5 stars

Website application a little unclear in places eg transfer ins. Also received numerous emails reminding to pay in funds when you already new it was a transfer in.

Company replied


Company details

  1. Bank

Written by the company

Hampshire Trust Bank is a specialist bank, staffed by experts focused on helping UK businesses realise their ambitions. Our dedicated bridging finance, development finance, specialist mortgages and wholesale finance teams ensure that businesses receive the outstanding service, lasting relationships, integrity and expertise they need to prosper. We also provide savings accounts to individuals and businesses and since we lend to SMEs, our savers can be sure their money will help boost the British economy. The bank is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority.


Contact info

  • 80 Fenchurch Street, EC3M 4BY, London, United Kingdom

  • htb.co.uk

4.4

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 97% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

ISA transfers in problem

I transferred two ISAs, one of which was a partial transfer. The partial transfer was not handled well and when I chased for an update I was told the funds had been transferred and could be viewed on my account.

On checking my online account the funds had not arrived and when I phoned to query this, it transpired the instructions had not been issued to my exisiting ISA provider. No apology was forthcoming and my application for redress in respect of lost interest owing to HTB's delays was refused.

6 January 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for your feedback.

I am sorry that you are not satisfied with the service you have received.

I have had a look into this and can see that you have been in touch with our customer service team and your concerns are now being handled.

Please do not hesitate to get in touch should you have any further questions.

Hampshire Trust Bank

Rated 2 out of 5 stars

I applied for a 5 year fixed ISA on…

I applied for a 5 year fixed ISA on 24/12/25, transfering in an ISA from UBL which matured on 5/01/26. It is now 15/01 26 and the transfer has still not been completed. I have transferred many ISAs over the years and none have taken as long. Meanwhile the money in my UBL ISA is not earning interest!

15 January 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We’re sorry that you are not satisfied with the service you have received. We have looked into this and can see that our customer service team have now handled this.

Hampshire Trust Bank

Rated 1 out of 5 stars

Customer service is appalling

Trying to open a savings account was a joke
Waiting days and days for answers to questions
When you call you get through to a a call centre with people whom don’t seem to speak good English and in one case hung up on me
When the account is finally opened you transfer the opening deposit and they don’t acknowledge it is arrived for 5 days
So you think it’s lost or a scam and have to ask your transferring bank to investigate
No apology or any admission of error

The customer service of this bank is shocking

20 December 2025
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for your feedback, we're always keen to improve.

I am sorry that you are not satisfied with the service you have received.

I have passed your concerns onto the team and they have attempted to contact you.

Please do let us know when a good time to contact you would be to address your concerns.

Hampshire Trust Bank

Rated 4 out of 5 stars

My only gripe is when you give one…

My only gripe is when you give one provider fifteen days notice authorisation to transfer your maturing ISA. Then it's not done on the maturity date. It can be a week to ten days before the funds transfer. Surely both providers can carry out any checks and balances in the fifteen days. If they do this on every account how much interest are people losing until the funds are transferred. It's not just this brand. They all do it.

15 January 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback, it is appreciated.

We're always keen to improve and I will pass this onto the team.

Please do not hesitate to get in touch should you have any further questions.

Hampshire Trust Bank

Rated 5 out of 5 stars

This is the highest interest 5 year…

This is the highest interest 5 year bond I have seen at present.so very grateful.easy to open.and worth it for 5 years.thank you.i like to get interest yearly paying my bills.

15 January 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for your feedback.

We're pleased your application was easy and you're happy with the product.

Hampshire Trust Bank

Rated 5 out of 5 stars

Very easy to invest!

17 December 2025
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for your feedback.

We're pleased your application was easy and you're happy with the product.

Hampshire Trust Bank

Rated 5 out of 5 stars

Very easy to set up and very good rates…

Very easy to set up and very good rates on fixed term accoubts

9 January 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for your feedback.

We're pleased your application was easy and you're happy with the product.

Hampshire Trust Bank

Rated 5 out of 5 stars

Easy to join and offers the best rates

Easy to join and offers the best rates. Now that's what I call a bank!!!

12 January 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're so pleased you found the application easy and you're happy with the product.

Hampshire Trust Bank

Rated 5 out of 5 stars

Had no problem setting up new ISA…

Had no problem setting up new ISA accounts for my wife and myself.

1 January 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for your feedback.

We're pleased your application was easy and you're happy with the product.

Hampshire Trust Bank

Rated 5 out of 5 stars

Works Properly !

HTB manged to do my account opening and ISA transfer without throwing in difficulties and confusion THANK YOU.

1 January 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for your feedback.

We're pleased you're happy with the product and service.

Hampshire Trust Bank

Rated 5 out of 5 stars

Great experience

Super fast account opening process. Great customer service. Really quick to pick up the phone. Would be handy to have an App but it’s not a deal breaker.

16 December 2025
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for your feedback. We're pleased you're happy with the service you have received.

Hampshire Trust Bank

Rated 1 out of 5 stars

Old fashioned, very poor bank

Old fashioned. Systems are outdated. Many mistakes. Couldn’t even address me by my name correctly. A bank to avoid.

8 January 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for your feedback.

I am sorry that you are not satisfied with the service you have received.

I have looked into this and can see that you have been in touch with our customer service team who will be dealing with your concerns.

Please do not hesitate to get in touch should you have any further questions.

Rated 5 out of 5 stars

quick response on phone.

quick response on phone.
clear explanation given after questions

8 December 2025
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased you're happy with the service.

Hampshire Trust Bank

Rated 5 out of 5 stars

Great customer service

I had to contact a representative and they were very helpful and were able to help me with my query quickly.

18 December 2025
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for your feedback. We're so pleased that we have been able to help.

Hampshire Trust Bank

Rated 3 out of 5 stars

difficulties transferring existing isa

I am trying to perform an action which I feel is very straightforward I am just trying to transfer an existing cash isa into the bank.
The initial process was ok but subsequently i am receiving emails which are contradictory & which warn me the account is going to be closed before its even properly open..

1 January 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for your feedback and your patience. We're always keen to improve and will pass this onto the team.

I have had a look into this and can see that this has now been completed and resolved.

Please do not hesitate to get in touch should you have any further questions.

Hampshire Trust Bank

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look